/* ============================================================
   SGFX — Retail Traders landing page
   Premium fintech. Dark navy + cyan brand. Tokens from
   the SGFX design system (colors_and_type.css).
   ============================================================ */
:root{
  --bg-0:#030f25;            /* deepest navy */
  --bg-1:#061b3f;            /* brand navy */
  --bg-2:#0a2350;            /* lifted navy */
  --navy-line:#173771;
  --cyan:var(--sgfx-cyan);   /* #00fff2 */
  --cyan-600:var(--sgfx-cyan-600);
  --gold:#00fff2;            /* accent (brand cyan) */
  --gold-2:#66fff7;          /* bright cyan highlight */
  --gold-3:#00bdb4;          /* deep cyan */
  --amber:#e9c46a;           /* subtle gold accent — partner rewards only */
  --amber-2:#f4d98b;
  --white:#ffffff;
  --grey:#b8c2d6;            /* soft grey body on dark */
  --grey-2:#7e8aa6;          /* dim */
  --glass:rgba(13,40,86,.42);
  --glass-2:rgba(11,32,72,.66);
  --hair:rgba(255,255,255,.09);
  --hair-cyan:rgba(0,255,242,.22);
  --hair-gold:rgba(0,255,242,.30);
  --hair-amber:rgba(233,196,106,.34);
  --maxw:1200px;
}
*,*::before,*::after{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;font-family:var(--sgfx-font-sans);color:var(--white);
  background:var(--bg-0);
  -webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;
  overflow-x:hidden;
}
/* layered ambient background */
body::before{
  content:"";position:fixed;inset:0;z-index:-2;pointer-events:none;
  background:
    radial-gradient(1100px 700px at 78% -8%, rgba(0,255,242,.16), transparent 60%),
    radial-gradient(900px 680px at 8% 8%, rgba(0,255,242,.10), transparent 58%),
    radial-gradient(1200px 900px at 50% 110%, rgba(0,255,242,.07), transparent 60%),
    linear-gradient(180deg, var(--bg-1) 0%, var(--bg-0) 46%, #020a18 100%);
}
body::after{
  content:"";position:fixed;inset:0;z-index:-2;pointer-events:none;opacity:.5;
  background-image:linear-gradient(var(--hair) 1px,transparent 1px),linear-gradient(90deg,var(--hair) 1px,transparent 1px);
  background-size:64px 64px;
  -webkit-mask-image:radial-gradient(1200px 700px at 50% 0,#000,transparent 75%);
          mask-image:radial-gradient(1200px 700px at 50% 0,#000,transparent 75%);
}
a{color:inherit;text-decoration:none;}
img{display:block;max-width:100%;}
h1,h2,h3,h4,p{margin:0;}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px;}

/* ---------- type helpers ---------- */
.eyebrow{font-size:13px;letter-spacing:.18em;text-transform:uppercase;font-weight:600;color:var(--cyan);}
.eyebrow.gold{color:var(--gold-2);}
.h-display{font-size:clamp(40px,5.4vw,64px);line-height:1.04;letter-spacing:-.025em;font-weight:700;}
.h2{font-size:clamp(30px,3.6vw,42px);line-height:1.12;letter-spacing:-.02em;font-weight:700;}
.lede{font-size:18px;line-height:1.62;color:var(--grey);}
.gold-text{color:var(--gold-2);}
.cyan-text{color:var(--cyan);}
.amber-text{color:var(--amber-2);}
.tabnum{font-variant-numeric:tabular-nums;font-feature-settings:'tnum';}

/* ---------- buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;
  font-family:inherit;font-weight:600;font-size:15px;line-height:1;cursor:pointer;
  padding:15px 26px;border-radius:8px;border:1px solid transparent;
  transition:transform var(--sgfx-dur) var(--sgfx-ease),box-shadow var(--sgfx-dur) var(--sgfx-ease),background var(--sgfx-dur) var(--sgfx-ease);white-space:nowrap;}
.btn:active{transform:translateY(0) scale(.985);}
.btn-gold{background:var(--cyan);color:#04243f;box-shadow:0 10px 30px -12px rgba(0,255,242,.65);}
.btn-gold:hover{transform:translateY(-2px);background:var(--cyan-600);box-shadow:0 16px 40px -12px rgba(0,255,242,.8);}
.btn-cyan{background:var(--cyan);color:#04243f;box-shadow:0 10px 30px -12px rgba(0,255,242,.65);}
.btn-cyan:hover{background:var(--cyan-600);transform:translateY(-2px);box-shadow:0 16px 40px -12px rgba(0,255,242,.8);}
.btn-ghost{background:rgba(255,255,255,.04);color:var(--white);border-color:var(--hair-cyan);}
.btn-ghost:hover{background:rgba(0,255,242,.08);border-color:var(--cyan);}
.btn-navy{background:var(--sgfx-navy);color:#fff;box-shadow:0 12px 32px -10px rgba(6,27,63,.5);}
.btn-navy:hover{transform:translateY(-2px);background:var(--sgfx-navy-700);box-shadow:0 16px 40px -10px rgba(6,27,63,.6);}
section.light .btn-navy{background:var(--sgfx-navy);color:#fff;}
section.light .btn-navy:hover{background:var(--sgfx-navy-700);}
.btn-lg{padding:17px 32px;font-size:16px;}
.btn-block{width:100%;}

/* ---------- badges / chips ---------- */
.trust-row{display:flex;flex-wrap:wrap;gap:10px;}
.trust{display:inline-flex;align-items:center;gap:8px;padding:9px 14px;border-radius:999px;
  background:var(--glass);border:1px solid var(--hair);backdrop-filter:blur(8px);
  font-size:13px;font-weight:500;color:var(--grey);}
.trust i{width:16px;height:16px;color:var(--cyan);}
.pill{display:inline-flex;align-items:center;gap:8px;padding:8px 14px;border-radius:999px;
  border:1px solid var(--hair-gold);background:rgba(0,255,242,.08);color:var(--gold-2);
  font-size:12.5px;font-weight:600;letter-spacing:.02em;}
/* reward pill — subtle gold for partner rewards only */
.pill.reward{border-color:var(--hair-amber);background:rgba(233,196,106,.10);color:var(--amber-2);}

/* ---------- glass card base ---------- */
.glass{background:var(--glass);border:1px solid var(--hair);border-radius:16px;
  backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);}

/* ============================================================ HEADER */
header.nav{position:sticky;top:0;z-index:60;transition:background var(--sgfx-dur) var(--sgfx-ease),border-color var(--sgfx-dur) var(--sgfx-ease),box-shadow var(--sgfx-dur) var(--sgfx-ease);
  border-bottom:1px solid transparent;}
header.nav.scrolled{background:rgba(4,15,37,.82);backdrop-filter:saturate(160%) blur(14px);-webkit-backdrop-filter:saturate(160%) blur(14px);
  border-bottom:1px solid var(--hair);box-shadow:0 8px 30px -16px rgba(0,0,0,.7);}
.nav-bar{max-width:1280px;margin:0 auto;padding:16px 24px;display:flex;align-items:center;justify-content:space-between;gap:24px;}
.nav-logo{display:inline-flex;align-items:center;gap:13px;}
.nav-logo img{height:32px;width:auto;}
.nav-logo .by{display:flex;flex-direction:column;gap:2px;padding-left:13px;border-left:1px solid var(--hair);}
.nav-logo .by b{font-size:12.5px;font-weight:700;letter-spacing:.02em;color:#fff;line-height:1;}
.nav-logo .by small{font-size:10.5px;font-weight:500;letter-spacing:.04em;color:var(--grey-2);line-height:1;}
.nav-links{display:flex;align-items:center;gap:4px;}
.nav-links a{padding:9px 14px;border-radius:8px;font-size:14.5px;font-weight:500;color:var(--grey);transition:color var(--sgfx-dur),background var(--sgfx-dur);}
.nav-links a:hover{color:var(--white);background:rgba(255,255,255,.05);}
.nav-cta{display:flex;align-items:center;gap:12px;}
.menu-btn{display:none;background:transparent;border:1px solid var(--hair);border-radius:8px;color:#fff;padding:8px;cursor:pointer;}

/* ============================================================ HERO */
.hero{position:relative;min-height:680px;display:flex;flex-direction:column;justify-content:center;padding:120px 0 84px;overflow:hidden;}
/* full-bleed banner image, merged into the navy via overlay gradients */
.hero-banner{position:absolute;inset:0;z-index:0;}
.hero-banner image-slot,.hero-banner img{width:100%;height:100%;object-fit:cover;object-position:78% 42%;display:block;}
.hero-banner::after{content:"";position:absolute;inset:0;pointer-events:none;
  background:
    linear-gradient(95deg, rgba(6,27,63,.8) 0%, rgba(6,27,63,.78) 30%, rgba(6,27,63,.7) 48%, rgba(6,27,63,.5) 68%, rgba(3,15,37,.28) 88%, rgba(3,15,37,.5) 100%),
    linear-gradient(180deg, rgba(3,15,37,.5) 0%, transparent 26%, transparent 58%, var(--bg-0) 100%);}
.hero::after{content:"";position:absolute;inset:0;z-index:1;pointer-events:none;
  background:radial-gradient(72% 90% at 16% 42%, rgba(0,255,242,.12), transparent 62%);}
.hero>.wrap{position:relative;z-index:2;width:100%;}
.hero-copy{display:flex;flex-direction:column;align-items:flex-start;gap:22px;max-width:640px;}
.hero-trust{display:inline-flex;align-items:center;gap:14px;flex-wrap:wrap;font-size:12.5px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--grey);}
.hero-trust span{display:inline-flex;align-items:center;gap:7px;}
.hero-trust i{width:15px;height:15px;color:var(--cyan);}
.hero-trust .sep{width:1px;height:13px;background:var(--hair);}
.hero h1{font-size:clamp(38px,5vw,58px);line-height:1.05;letter-spacing:-.028em;font-weight:700;}
.hero h1 .gold-text{background:linear-gradient(120deg,var(--gold-2),var(--gold) 60%,#d6fffb);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;}
.hero-sub{font-size:18.5px;line-height:1.6;color:var(--grey);max-width:540px;}
/* reward badge */
.offer{position:relative;display:inline-flex;align-items:center;gap:12px;padding:13px 18px 16px;border-radius:12px;
  background:linear-gradient(100deg,rgba(6,27,63,.92),rgba(6,27,63,.82)),linear-gradient(100deg,rgba(233,196,106,.18),rgba(233,196,106,.06));
  border:1px solid var(--hair-amber);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);
  box-shadow:0 14px 36px -16px rgba(3,15,37,.7);}
.offer .spark{width:34px;height:34px;border-radius:9px;display:grid;place-items:center;flex:0 0 auto;
  background:linear-gradient(135deg,var(--amber-2),#caa23e);color:#2a1f02;}
.offer .spark i{width:18px;height:18px;}
.offer b{font-weight:700;font-size:16px;color:#fff;}
.offer b .amber-text{color:var(--amber-2);}
.offer .tc-mark{position:absolute;right:11px;bottom:5px;font-size:9px;font-weight:500;color:var(--grey-2);letter-spacing:.01em;white-space:nowrap;opacity:.8;}
.offer small{display:block;font-size:11.5px;color:var(--grey-2);font-weight:500;margin-top:2px;}
.hero-cta{display:flex;flex-wrap:wrap;gap:14px;}
.risk-mini{font-size:12.5px;color:var(--grey-2);}

/* ---------- hero feature cards ---------- */
.hero-grid{display:grid;grid-template-columns:1.05fr .82fr;gap:54px;align-items:center;width:100%;}
.hero-grid .hero-copy{max-width:none;}
.hero-feats{display:grid;grid-template-columns:1fr 1fr;gap:16px;}
.hf{position:relative;padding:22px;border-radius:16px;background:var(--glass-2);border:1px solid var(--hair-cyan);
  backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px);display:flex;flex-direction:column;gap:14px;
  box-shadow:0 24px 60px -28px rgba(0,0,0,.7);transition:transform var(--sgfx-dur) var(--sgfx-ease),border-color var(--sgfx-dur);}
.hf:hover{transform:translateY(-5px);border-color:var(--cyan);}
.hf .ic{width:46px;height:46px;border-radius:12px;display:grid;place-items:center;
  background:linear-gradient(135deg,rgba(0,255,242,.16),rgba(0,255,242,.04));border:1px solid var(--hair-cyan);color:var(--cyan);}
.hf .ic i{width:23px;height:23px;}
.hf .v{font-size:26px;font-weight:800;letter-spacing:-.02em;line-height:1;color:#fff;}
.hf .l{font-size:13px;color:var(--grey);font-weight:500;line-height:1.4;}
.hf.gold{border-color:var(--hair-amber);background:linear-gradient(180deg,rgba(233,196,106,.1),rgba(11,32,72,.72));}
.hf.gold .ic{background:linear-gradient(135deg,var(--amber-2),#caa23e);color:#2a1f02;}
.hf.gold .v{color:var(--amber-2);}

/* (hero uses a merged full-bleed banner — no floating cards) */

/* hero trust badges strip */
.hero-badges{margin-top:46px;display:flex;flex-wrap:wrap;gap:12px;align-items:center;justify-content:center;
  padding-top:30px;border-top:1px solid var(--hair);}

/* ============================================================ MARQUEE */
.marquee{position:relative;border-top:1px solid var(--hair);border-bottom:1px solid var(--hair);
  background:rgba(0,255,242,.03);overflow:hidden;padding:18px 0;}
.marquee-track{display:flex;gap:0;width:max-content;animation:mq 36s linear infinite;}
.marquee-track .grp{display:flex;}
.mq-item{display:inline-flex;align-items:center;gap:14px;padding:0 30px;font-size:14px;font-weight:600;color:#dbe4f3;white-space:nowrap;}
.mq-item .dot{width:6px;height:6px;border-radius:50%;background:var(--gold);}
@keyframes mq{from{transform:translateX(0);}to{transform:translateX(-50%);}}
@media(prefers-reduced-motion:reduce){.marquee-track{animation:none;}}

/* ============================================================ SECTION SHELL */
section.band{padding:104px 0;position:relative;}
.sec-head{display:flex;flex-direction:column;gap:16px;max-width:760px;}
.sec-head.center{margin:0 auto;text-align:center;align-items:center;}
.sec-head .lede{max-width:680px;}

/* ---------- feature card grid (Why SGFX / Benefits) ---------- */
.why-grid{margin-top:56px;display:grid;grid-template-columns:repeat(3,1fr);gap:20px;}
.feat{padding:28px;border-radius:16px;display:flex;flex-direction:column;gap:14px;
  background:var(--glass);border:1px solid var(--hair);backdrop-filter:blur(10px);
  transition:transform var(--sgfx-dur) var(--sgfx-ease),border-color var(--sgfx-dur),box-shadow var(--sgfx-dur),background var(--sgfx-dur);}
.feat:hover{transform:translateY(-5px);border-color:var(--hair-cyan);background:var(--glass-2);
  box-shadow:0 30px 60px -28px rgba(0,255,242,.22);}
.feat .ic{width:52px;height:52px;border-radius:13px;display:grid;place-items:center;
  background:linear-gradient(135deg,rgba(0,255,242,.16),rgba(0,255,242,.04));border:1px solid var(--hair-cyan);color:var(--cyan);}
.feat:nth-child(3n-1) .ic{background:linear-gradient(135deg,rgba(0,255,242,.18),rgba(0,255,242,.04));border-color:var(--hair-gold);color:var(--gold-2);}
.feat .ic i{width:24px;height:24px;}
.feat h3{font-size:19px;font-weight:600;letter-spacing:-.01em;}
.feat p{font-size:14.5px;line-height:1.55;color:var(--grey);}
.sec-cta{margin-top:48px;display:flex;justify-content:center;}

/* ---------- About / merged banner ---------- */
.about-band{position:relative;overflow:hidden;}
.about-bg{position:absolute;inset:0;z-index:0;}
.about-bg image-slot,.about-bg img{width:100%;height:100%;object-fit:cover;object-position:84% 42%;display:block;}
.about-bg::after{content:"";position:absolute;inset:0;pointer-events:none;
  background:
    linear-gradient(95deg, rgba(6,27,63,.9) 0%, rgba(6,27,63,.9) 30%, rgba(6,27,63,.85) 46%, rgba(6,27,63,.56) 68%, rgba(5,22,52,.32) 100%),
    linear-gradient(180deg, rgba(7,32,74,.9) 0%, transparent 24%, transparent 62%, #051634 100%);}
.about-band>.wrap{position:relative;z-index:1;}
.about-grid{display:grid;grid-template-columns:1.04fr .82fr;gap:54px;align-items:start;}
.about-grid .about-inner{max-width:none;}
.about-grid .seg-grid{margin-top:26px;grid-template-columns:1fr 1fr;}
.about-form-wrap{position:relative;width:100%;max-width:460px;margin-left:auto;align-self:center;}
.about-inner{max-width:660px;}
.about-lede{font-size:16.5px;line-height:1.62;color:var(--grey);}
.about-lede + .about-lede{margin-top:14px;}
/* segmented cards 2x2 */
.seg-grid{margin-top:30px;display:grid;grid-template-columns:1fr 1fr;gap:16px;max-width:660px;}
.seg{padding:20px;border-radius:14px;background:var(--glass);border:1px solid var(--hair);
  display:flex;flex-direction:column;gap:10px;transition:transform var(--sgfx-dur) var(--sgfx-ease),border-color var(--sgfx-dur);}
.seg:hover{transform:translateY(-3px);border-color:var(--hair-cyan);}
.seg .ic{width:42px;height:42px;border-radius:11px;display:grid;place-items:center;
  background:linear-gradient(135deg,rgba(0,255,242,.14),rgba(0,255,242,.03));border:1px solid var(--hair-cyan);color:var(--cyan);}
.seg .ic i{width:20px;height:20px;}
.seg h4{font-size:15.5px;font-weight:600;letter-spacing:-.01em;}
.seg p{font-size:13.5px;line-height:1.5;color:var(--grey);}

/* ---------- Steps (How it works) ---------- */
.steps{margin-top:60px;display:grid;grid-template-columns:repeat(3,1fr);gap:20px;position:relative;}
.steps.four{grid-template-columns:repeat(4,1fr);}
.steps.three::before,.steps.four::before{content:"";position:absolute;top:54px;left:14%;right:14%;height:2px;z-index:0;
  background:linear-gradient(90deg,transparent,rgba(0,255,242,.4),transparent);}
.step{position:relative;z-index:1;padding:30px 26px;border-radius:16px;background:var(--glass);border:1px solid var(--hair);
  display:flex;flex-direction:column;gap:12px;backdrop-filter:blur(10px);}
.step .num{position:absolute;top:18px;right:22px;font-size:38px;font-weight:800;line-height:1;color:rgba(255,255,255,.07);}
.step .ic{width:56px;height:56px;border-radius:15px;display:grid;place-items:center;
  background:linear-gradient(135deg,rgba(0,255,242,.16),rgba(0,255,242,.04));border:1px solid var(--hair-cyan);color:var(--cyan);
  box-shadow:0 0 0 6px rgba(6,27,63,.6);}
.step .ic i{width:25px;height:25px;}
.step h3{font-size:18.5px;font-weight:600;}
.step p{font-size:14px;line-height:1.55;color:var(--grey);}
.step .tag{font-size:11px;letter-spacing:.16em;text-transform:uppercase;font-weight:700;color:var(--gold-2);}

/* ---------- Account types ---------- */
.acct-grid{margin-top:56px;display:grid;grid-template-columns:repeat(3,1fr);gap:22px;align-items:stretch;}
.acct{position:relative;padding:32px 28px;border-radius:20px;display:flex;flex-direction:column;gap:18px;
  background:var(--glass);border:1px solid var(--hair);backdrop-filter:blur(12px);
  transition:transform var(--sgfx-dur) var(--sgfx-ease),box-shadow var(--sgfx-dur);}
.acct:hover{transform:translateY(-6px);box-shadow:0 36px 70px -30px rgba(0,0,0,.75);}
.acct.feat-card{border-color:var(--hair-gold);background:linear-gradient(180deg,rgba(0,255,242,.10),rgba(11,32,72,.55));
  box-shadow:0 0 0 1px rgba(0,255,242,.25),0 30px 70px -28px rgba(0,255,242,.30);}
.acct .badge-top{position:absolute;top:-12px;left:50%;transform:translateX(-50%);padding:6px 16px;border-radius:999px;
  font-size:11.5px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:#04243f;white-space:nowrap;
  background:linear-gradient(135deg,var(--gold-2),var(--gold-3));box-shadow:0 8px 20px -6px rgba(0,255,242,.7);}
.acct .tier{font-size:13px;letter-spacing:.14em;text-transform:uppercase;font-weight:700;color:var(--cyan);}
.acct.feat-card .tier{color:var(--gold-2);}
.acct .name{font-size:23px;font-weight:700;letter-spacing:-.01em;}
.acct .desc{font-size:14px;color:var(--grey);line-height:1.5;min-height:42px;}
.acct .min{display:flex;align-items:baseline;gap:8px;padding-bottom:18px;border-bottom:1px solid var(--hair);}
.acct .min .amt{font-size:34px;font-weight:800;letter-spacing:-.02em;}
.acct .min .lbl{font-size:13px;color:var(--grey-2);font-weight:500;}
.acct ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:12px;}
.acct li{display:flex;align-items:center;justify-content:space-between;font-size:14.5px;color:#dbe4f3;gap:12px;}
.acct li span:first-child{color:var(--grey);display:flex;align-items:center;gap:9px;}
.acct li i{width:16px;height:16px;color:var(--cyan);flex:0 0 auto;}
.acct.feat-card li i{color:var(--gold-2);}
.acct li b{font-weight:700;color:#fff;}
.acct .acct-cta{margin-top:auto;padding-top:6px;}

/* ---------- FAQ ---------- */
.faq-wrap{max-width:860px;margin:56px auto 0;display:flex;flex-direction:column;gap:12px;}
.faq{border-radius:14px;background:var(--glass);border:1px solid var(--hair);overflow:hidden;transition:border-color var(--sgfx-dur),background var(--sgfx-dur);}
.faq.open{border-color:var(--hair-cyan);background:var(--glass-2);}
.faq-q{width:100%;display:flex;align-items:center;justify-content:space-between;gap:18px;
  padding:22px 24px;background:transparent;border:0;cursor:pointer;text-align:left;color:#fff;
  font-family:inherit;font-size:17px;font-weight:600;}
.faq-q .chev{width:34px;height:34px;border-radius:9px;display:grid;place-items:center;flex:0 0 auto;
  background:rgba(255,255,255,.05);border:1px solid var(--hair);transition:transform var(--sgfx-dur) var(--sgfx-ease),background var(--sgfx-dur),color var(--sgfx-dur);color:var(--cyan);}
.faq.open .faq-q .chev{transform:rotate(180deg);background:rgba(0,255,242,.12);}
.faq-q .chev i{width:18px;height:18px;}
.faq-a{max-height:0;overflow:hidden;transition:max-height var(--sgfx-dur-slow) var(--sgfx-ease);}
.faq-a-inner{padding:0 24px 22px;font-size:15.5px;line-height:1.62;color:var(--grey);max-width:720px;}

/* ---------- Final CTA ---------- */
.final{position:relative;margin:0 24px 0;}
.final-inner{max-width:1100px;margin:0 auto;padding:72px 48px;border-radius:28px;text-align:center;position:relative;overflow:hidden;
  background:linear-gradient(135deg,#0a2350 0%,#061b3f 55%,#04132e 100%);border:1px solid var(--hair-cyan);
  box-shadow:0 40px 100px -40px rgba(0,0,0,.8);}
.final-inner::before{content:"";position:absolute;inset:0;pointer-events:none;
  background:radial-gradient(50% 70% at 50% -10%,rgba(0,255,242,.22),transparent 60%),radial-gradient(60% 60% at 50% 120%,rgba(0,255,242,.14),transparent 60%);}
.final-inner::after{content:"";position:absolute;inset:0;pointer-events:none;opacity:.4;
  background-image:linear-gradient(var(--hair) 1px,transparent 1px),linear-gradient(90deg,var(--hair) 1px,transparent 1px);
  background-size:48px 48px;-webkit-mask-image:radial-gradient(70% 80% at 50% 50%,#000,transparent 75%);mask-image:radial-gradient(70% 80% at 50% 50%,#000,transparent 75%);}
.final-inner>*{position:relative;}
.final-inner .tc-corner{position:absolute;right:18px;bottom:14px;font-size:10px;font-weight:500;color:var(--grey-2);opacity:.8;letter-spacing:.01em;}
.final h2{font-size:clamp(30px,4vw,46px);line-height:1.08;letter-spacing:-.02em;font-weight:700;}
.final p{margin:18px auto 0;max-width:600px;font-size:18px;line-height:1.6;color:var(--grey);}
.final-cta{margin-top:34px;display:flex;gap:16px;justify-content:center;flex-wrap:wrap;}

/* ============================================================ FOOTER */
footer.ft{margin-top:104px;border-top:1px solid var(--hair);padding:56px 0 120px;background:rgba(3,11,28,.6);}
.ft-top{display:flex;justify-content:space-between;gap:40px;flex-wrap:wrap;align-items:flex-start;}
.ft-brand{max-width:360px;display:flex;flex-direction:column;gap:16px;}
.ft-brand img{height:38px;width:auto;max-width:none;object-fit:contain;flex:0 0 auto;align-self:flex-start;}
.ft-brand .by{font-size:13px;color:var(--grey-2);font-weight:500;}
.ft-brand p{font-size:14.5px;line-height:1.55;color:var(--grey);}
.ft-reg{display:flex;gap:10px;flex-wrap:wrap;}
.ft-cols{display:flex;gap:56px;flex-wrap:wrap;}
.ft-col h5{font-size:12px;letter-spacing:.14em;text-transform:uppercase;font-weight:700;color:#cdd6e6;margin-bottom:14px;}
.ft-col a{display:block;font-size:14px;color:var(--grey);padding:5px 0;}
.ft-col a:hover{color:var(--cyan);}
.ft-col .contact{font-size:14px;color:var(--grey);line-height:1.7;}
.ft-col .contact a{display:inline;}
.ft-risk{margin-top:36px;padding-top:26px;border-top:1px solid var(--hair);display:flex;flex-direction:column;gap:12px;}
.ft-risk .trustline{font-size:13px;font-weight:600;color:#cdd6e6;display:inline-flex;align-items:center;gap:10px;flex-wrap:wrap;}
.ft-risk .trustline .sep{width:1px;height:12px;background:var(--hair);}
.ft-risk .copyline{font-size:13px;font-weight:600;color:#cdd6e6;}
.ft-risk h4{font-size:14px;font-weight:700;color:#dbe4f3;letter-spacing:.01em;margin-top:6px;}
.ft-risk p{font-size:12.5px;line-height:1.65;color:var(--grey-2);max-width:1040px;}
.ft-risk p strong{color:#cdd6e6;font-weight:600;}
.ft-bottom{margin-top:22px;display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap;font-size:12.5px;color:var(--grey-2);}
.ft-bottom .links{display:flex;gap:20px;flex-wrap:wrap;}

/* ============================================================ STICKY MOBILE CTA */
.sticky-cta{position:fixed;left:0;right:0;bottom:0;z-index:70;display:none;gap:10px;padding:12px 14px calc(12px + env(safe-area-inset-bottom));
  background:rgba(4,15,37,.92);backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px);border-top:1px solid var(--hair-cyan);
  transform:translateY(120%);transition:transform var(--sgfx-dur-slow) var(--sgfx-ease);}
.sticky-cta.show{transform:translateY(0);}
.sticky-cta .btn{flex:1;padding:14px 12px;font-size:14.5px;}

/* ============================================================ SCROLL REVEAL */
.reveal{transition:opacity .7s var(--sgfx-ease-out),transform .7s var(--sgfx-ease-out);}
.reveal.preanim{opacity:0;transform:translateY(26px);}
@media(prefers-reduced-motion:reduce){.reveal{opacity:1!important;transform:none!important;transition:none!important;}}

/* ============================================================ SECTION THEMES */
section.dark{background:linear-gradient(180deg,#07204a 0%,#051634 100%);}
section.dark::after{content:"";position:absolute;inset:0;z-index:0;pointer-events:none;}
section.dark.glow-gold::after{background:radial-gradient(46% 60% at 82% 28%,rgba(0,255,242,.14),transparent 62%);}
section.dark.glow-cyan::after{background:radial-gradient(52% 55% at 50% 0%,rgba(0,255,242,.10),transparent 60%);}
section.dark>.wrap{position:relative;z-index:1;}

section.light{background:#fff;}
section.light .eyebrow{color:var(--sgfx-navy);}
section.light .eyebrow.gold{color:#0a5f59;}
section.light .h2{color:var(--sgfx-ink);}
section.light .lede{color:var(--sgfx-muted);}
section.light .risk-mini{color:var(--sgfx-muted-2);}
/* light feature cards */
section.light .feat{background:#fff;border:1px solid var(--sgfx-line);box-shadow:var(--sgfx-shadow-sm);backdrop-filter:none;-webkit-backdrop-filter:none;}
section.light .feat:hover{background:#fff;border-color:#dce3ee;box-shadow:var(--sgfx-shadow-lg);}
section.light .feat h3{color:var(--sgfx-ink);}
section.light .feat p{color:var(--sgfx-muted);}
section.light .feat .ic{background:linear-gradient(135deg,#ECEFF5,#E1E7F2);border-color:#D9DFEC;color:var(--sgfx-navy);}
section.light .feat:nth-child(3n-1) .ic{background:linear-gradient(135deg,rgba(0,255,242,.16),rgba(0,255,242,.05));border-color:rgba(0,255,242,.32);color:#0a5f59;}
/* dark-gradient account cards on the white band */
section.light .acct{background:linear-gradient(180deg,#0a2350 0%,#061b3f 100%);border:1px solid var(--navy-line);box-shadow:0 26px 60px -28px rgba(6,27,63,.55);backdrop-filter:none;-webkit-backdrop-filter:none;}
section.light .acct:hover{box-shadow:0 36px 80px -28px rgba(6,27,63,.7);}
section.light .acct .tier{color:var(--cyan);}
section.light .acct .name{color:#fff;}
section.light .acct .desc{color:var(--grey);}
section.light .acct .min{border-color:var(--hair);}
section.light .acct .min .amt{color:#fff;}
section.light .acct .min .lbl{color:var(--grey-2);}
section.light .acct li{color:#dbe4f3;}
section.light .acct li span:first-child{color:var(--grey);}
section.light .acct li i{color:var(--cyan);}
section.light .acct li b{color:#fff;}
section.light .acct.feat-card{background:#061b3f;border-color:var(--hair-gold);
  box-shadow:0 0 0 1px rgba(0,255,242,.28),0 34px 80px -28px rgba(0,255,242,.28);}
section.light .acct.feat-card .tier{color:var(--gold-2);}
section.light .acct.feat-card li i{color:var(--gold-2);}
section.light .acct .btn-ghost{background:rgba(255,255,255,.04);color:#fff;border-color:var(--hair-cyan);}
section.light .acct .btn-ghost:hover{background:rgba(0,255,242,.08);border-color:var(--cyan);}
/* light steps */
section.light .steps.three::before{background:linear-gradient(90deg,transparent,rgba(6,27,63,.18),transparent);}
section.light .step{background:#fff;border:1px solid var(--sgfx-line);box-shadow:var(--sgfx-shadow-sm);backdrop-filter:none;-webkit-backdrop-filter:none;}
section.light .step .num{color:rgba(6,27,63,.07);}
section.light .step .ic{background:linear-gradient(135deg,#ECEFF5,#E1E7F2);border-color:#D9DFEC;color:var(--sgfx-navy);box-shadow:0 0 0 6px #fff;}
section.light .step h3{color:#061b3f;}
section.light .step p{color:#061b3f;}
section.light .step .tag{color:#061b3f;}
/* light FAQ */
section.light .faq{background:#fff;border:1px solid var(--sgfx-line);}
section.light .faq.open{background:#fff;border-color:#cfd8e6;box-shadow:var(--sgfx-shadow-md);}
section.light .faq-q{color:var(--sgfx-ink);}
section.light .faq-q .chev{background:#ECEFF5;border-color:#D9DFEC;color:var(--sgfx-navy);}
section.light .faq.open .faq-q .chev{background:#D9DFEC;}
section.light .faq-a-inner{color:var(--sgfx-muted);}
section.light .btn-ghost{background:#fff;color:var(--sgfx-navy);border-color:var(--sgfx-line);}
section.light .btn-ghost:hover{background:var(--sgfx-surface-2);border-color:var(--sgfx-navy-300);}
section.light#faq{background:linear-gradient(180deg,#fff 0%,#eef1f6 45%,#e6eaf2 100%);}

/* bonus benefit card — subtle gold accent */
section.light .feat.bonus{background:linear-gradient(180deg,#0a2350 0%,#061b3f 100%);border-color:var(--hair-amber);
  box-shadow:0 0 0 1px rgba(233,196,106,.22),0 26px 60px -28px rgba(6,27,63,.6);}
section.light .feat.bonus h3{color:#fff;}
section.light .feat.bonus p{color:var(--grey);}
section.light .feat.bonus .ic{background:linear-gradient(135deg,var(--amber-2),#caa23e);border-color:var(--hair-amber);color:#2a1f02;}

/* ---------- Why SGFX + form layout ---------- */
.why-layout{display:grid;grid-template-columns:1.08fr .82fr;gap:52px;align-items:start;}
.why-layout .sec-head{margin-bottom:28px;max-width:none;}
.why-layout .why-grid{margin-top:0;grid-template-columns:1fr 1fr;}
.why-form-wrap{position:sticky;top:96px;}

/* ---------- lead capture form ---------- */
.register-band{position:relative;overflow:hidden;}
.reg-grid{display:grid;grid-template-columns:1.02fr .98fr;gap:56px;align-items:center;}
.reg-copy .sec-head{margin-bottom:24px;}
.reg-list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:14px;}
.reg-list li{display:flex;align-items:flex-start;gap:13px;font-size:15.5px;line-height:1.5;color:#dbe4f3;}
.reg-list li .bp{width:24px;height:24px;border-radius:7px;flex:0 0 auto;display:grid;place-items:center;margin-top:1px;
  background:linear-gradient(135deg,rgba(0,255,242,.18),rgba(0,255,242,.05));border:1px solid var(--hair-cyan);color:var(--cyan);}
.reg-list li .bp i{width:14px;height:14px;}
.lead-form,.lf-success{background:linear-gradient(180deg,rgba(10,35,80,.92),rgba(6,27,63,.94));
  border:1px solid var(--hair-cyan);border-radius:20px;padding:30px 28px;
  box-shadow:0 40px 90px -36px rgba(0,0,0,.85),0 0 0 1px rgba(255,255,255,.03);
  backdrop-filter:blur(18px);-webkit-backdrop-filter:blur(18px);}
.lf-head{display:flex;flex-direction:column;gap:6px;margin-bottom:22px;}
.lf-title{font-size:23px;font-weight:700;letter-spacing:-.01em;color:#fff;}
.lf-sub{font-size:14px;line-height:1.5;color:var(--grey);}
.lf-field{display:flex;flex-direction:column;gap:8px;margin-bottom:16px;}
.lf-field label{font-size:12.5px;font-weight:600;letter-spacing:.04em;text-transform:uppercase;color:#cdd6e6;}
.lf-input{display:flex;align-items:center;gap:11px;padding:0 14px;height:52px;border-radius:11px;
  background:rgba(3,15,37,.6);border:1px solid var(--hair);transition:border-color var(--sgfx-dur),box-shadow var(--sgfx-dur),background var(--sgfx-dur);}
.lf-input i{width:18px;height:18px;color:var(--grey-2);flex:0 0 auto;transition:color var(--sgfx-dur);}
.lf-input input{flex:1;background:transparent;border:0;outline:0;color:#fff;font-family:inherit;font-size:15.5px;font-weight:500;min-width:0;}
.lf-input input::placeholder{color:var(--grey-2);font-weight:400;}
.lf-input:focus-within{border-color:var(--cyan);background:rgba(3,15,37,.8);box-shadow:0 0 0 4px rgba(0,255,242,.14);}
.lf-input:focus-within i{color:var(--cyan);}
.lf-field.invalid .lf-input{border-color:var(--sgfx-down);box-shadow:0 0 0 4px rgba(229,72,77,.14);}
.lf-field.invalid .lf-input i{color:var(--sgfx-down);}
.lf-err{font-size:12px;color:#ff8e91;font-weight:500;display:none;}
.lf-field.invalid .lf-err{display:block;}
.lead-form .btn{margin-top:6px;}
.lf-note{margin-top:14px;font-size:11.5px;line-height:1.5;color:var(--grey-2);text-align:center;}
.lf-note a{color:var(--cyan);}
.lf-success{text-align:center;display:flex;flex-direction:column;align-items:center;gap:12px;padding:48px 32px;}
.lf-check{width:64px;height:64px;border-radius:50%;display:grid;place-items:center;
  background:linear-gradient(135deg,var(--gold-2),var(--gold-3));color:#04243f;box-shadow:0 16px 40px -14px rgba(0,255,242,.6);}
.lf-check i{width:32px;height:32px;}
.lf-success h3{font-size:24px;font-weight:700;color:#fff;}
.lf-success p{font-size:15px;line-height:1.6;color:var(--grey);max-width:300px;}

/* ============================================================ RESPONSIVE */
@media(max-width:1080px){
  .nav-links{display:none;}
  .menu-btn{display:inline-grid;place-items:center;}
}
@media(max-width:960px){
  .hero{min-height:560px;padding:100px 0 72px;}
  .hero-banner image-slot,.hero-banner img{object-position:70% 48%;}
  .hero-grid{grid-template-columns:1fr;gap:40px;}
  .hero-feats{max-width:520px;}
  .about-inner,.seg-grid{max-width:none;}
  .about-grid{grid-template-columns:1fr;gap:40px;}
  .about-form-wrap{max-width:480px;}
  .why-layout{grid-template-columns:1fr;gap:40px;}
  .why-form-wrap{position:static;max-width:480px;}
  .why-layout .why-grid{grid-template-columns:1fr 1fr;}
  .why-grid{grid-template-columns:1fr 1fr;}
  .steps,.steps.four{grid-template-columns:1fr 1fr;}
  .steps.three::before,.steps.four::before{display:none;}
  .acct-grid{grid-template-columns:1fr;max-width:480px;margin-inline:auto;}
  .acct.feat-card{order:-1;}
  .reg-grid{grid-template-columns:1fr;gap:40px;}
  .reg-copy{max-width:560px;}
}
@media(max-width:760px){
  section.band{padding:76px 0;}
  .hero{padding:40px 0 64px;}
  .sticky-cta{display:flex;}
  footer.ft{padding-bottom:104px;}
  .hero-cta .btn{flex:1;}
  .hero-cta{width:100%;}
}
@media(max-width:540px){
  .why-grid,.why-layout .why-grid{grid-template-columns:1fr;}
  .seg-grid{grid-template-columns:1fr;}
  .hero-feats{grid-template-columns:1fr;}
  .steps,.steps.four{grid-template-columns:1fr;}
  .nav-logo .by{display:none;}
  .hero{min-height:520px;}
  .about-bg::after{background:linear-gradient(180deg,rgba(6,27,63,.82),rgba(5,22,52,.93));}
  .final-inner{padding:52px 24px;}
  .ft-bottom{flex-direction:column;}
}